We welcomed Bill Hembree of Nationwide to speak at our annual member appreciation dinner in June.  He introduced us to AgriChoice and the importance of insurance that covers, not just your home, but your livelihood.  Nationwide has been involved with agriculture since the beginning when they started in 1909 as farmers and co-op leaders saw a need for affordable insurance.  Over the decades, Nationwide has continued to be a leader in affordable, reliable specialized protection for those of us in agriculture.    AgriChoice was created and organized by farmers representing different types of produce and livestock and can cover all sizes of farms.  “Every livestock operation is different with unique risks and coverage needs” so AgriChoice is a customizable policy that you control.  You can choose to cover your dwelling and contents; farm personal property including equipment and animals; outbuildings such as your barn and working facilities; and liability. 
 
Be sure you know your coverage BEFORE you need it!  Ask yourself… Could you rebuild your barn if you lost it to a storm?  What about the hay in that barn?   What if six of your cattle, huddling under a tree that is hit by lightning, are killed.  Can you recover their value?  You hire someone to help bring in the hay and he gets hurt.  If he sues you, can your business survive?  Basic coverage includes a broad range of livestock losses from things like electrocution, wind, lightening, hail, loading/unloading accidents, accidental shootings and more.  You can modify protection to include disruption of farming operations or by peak season for things like hay loss. 
 
With all this flexibility, how do you choose?   Call Bill or Beth Hembree or Alex Smith at 770-942-3366 for a free insurance review or quote.